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Add the equipment you wish to finance and click 'Continue' when complete. Our 60 second application process is quick and easy!

Smarter Equipment Financing

APPROVE has gathered many of the nation's top lenders to create a powerful, versatile lender network capable of approving all kinds of businesses and credit profiles. Here's why APPROVE is a smarter way to finance your equipment.
APPROVE technology analyzes your finance application and matches it with your best-fit lender in our lender network.
This matching technology will give you the highest chances of approval AND the lowest possible finance rates.
Your dedicated APPROVE finance rep will answer your questions, help you choose the ideal finance terms for your business, and ensure a smooth, efficient finance experience.

Frequently Asked Questions

How many lenders receive my application?
APPROVE's large network of lenders is constantly growing, however, our technology matches your application with the lender(s) most likely to offer you the best rates based on your business type and credit profile. If more than one lender is a good fit for your business and credit profile, you may receive competing offers to compare.
How does this affect my credit?
There is no impact to your personal credit, unless a personal guarantee is required. Personal guarantees will have an inquiry on their credit by some lenders. Because these credit inquiries happen in a short timeframe, and for the same products, credit bureaus recognize them as part of a normal shopping process and will view them as a single credit inquiry by lenders.
How long does the application process take?
Established businesses with strong commercial credit can be approved instantly. If lenders need additional information from you, the quicker you provide the required information the sooner a decision will be made. It's not unusual for decisions to be made within hours, once the necessary information has been gathered.
Can I obtain financing from APPROVE if I want to use the equipment for personal use?
Equipment financing is available to any business or organization that qualifies, including corporations, partnerships, LLCs, sole proprietorships and non-profits. Equipment financing is not available to consumers who desire to use the equipment only for personal use.
What is the average cost of financing?
The cost of financing can vary greatly depending on many different factors, including your business credit, industry, time-in-business and additional guarantees that may be pledged. Generally, equipment financing ranges from a 5% to 25% equivalent APR. That said, our approach to using a network of lenders assures you will achieve the lowest cost of financing possible.
Is equipment financing available outside the United States?
Currently, equipment financing is only available to companies based in the United States and who intend to keep the equipment in the United States.
What is the minimum value of equipment I can finance?
The minimum value of equipment that can be financed is $1,500. On the other hand, there is no maximum amount and our lender network can offer competitive rates on equipment values into the millions.
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