Build Your Finance Application
Add the equipment you wish to finance and click 'Continue' when complete. Our 60 second application process is quick and easy!

Smarter Equipment Financing

Submit one application and receive multiple finance offers from top lenders that compete to earn your business.
APPROVE will analyze your application and route it to the best lenders - up to 3 may work your application at a time.
APPROVE lenders know they are competing, so they are motivated to work quickly and present their best offers.
You’ll receive multiple offers from up to 3 competing lenders. Choose the best one and get your equipment.

Why is this a smarter way to finance?

More lenders offers the best approval chances
Competition drives lenders' lowest rates
Choices make informed decisions easy
FAQs

Frequently Asked Questions

How many lenders receive my application?
APPROVE's large network of lenders is constantly growing, however, our technology matches your application with only those lenders most likely to offer the best rates. Our goal is to deliver the best 3 finance offers for you to compare.
How does this affect my credit?
There is no impact to your personal credit, unless a personal guarantee is required. Personal guarantees will have an inquiry on their credit by some lenders. Because these credit inquiries happen in a short timeframe, and for the same products, credit bureaus recognize them as part of a normal shopping process and will view them as a single credit inquiry by lenders.
How long does the application process take?
Established businesses with strong commerical credit can be approved instantly. If lenders need additional information from you, the quicker you provide the required information the sooner a decision will be made. It's not unusual for decisions to be made within hours, once the necessary information has been gathered.
Can I obtain financing from APPROVE if I want to use the equipment for personal use?
Equipment financing is available to any business or organization that qualifies, including coroporations, partnerships, LLCs, sole proprietorships and non-profits. Equipment financing is not available to consumers who desire to use the equipment only for personal use.
What is the average cost of financing?
The cost of financing can vary greatly depending on many different factors, including your business credit, industry, time-in-business and additional guarantees that may be pledged. Generally, equipment financing ranges from a 5% to 25% equivalent APR. That said, our approach to using a network of lenders assures you will achieve the lowest cost of financing possible.
Is equipment financing available outside the United States?
Currently, equipment financing is only available to companies based in the United States and who intend to keep the equipment in the United States.
What is the minimum value of equipment I can finance?
The minimum value of equipment that can be finance is $1,500. On the other hand, there is no maximum amount and our lender network can offer competitive rates on equipment values into the millions.
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